Protect your business against all risk with online commercial insurance packages

Important rating factor includes: 

• Family definition
• Average age of members
• Sum insured
• Add on covers
• Claim ratio of expiring policy (in renewal cases only)

The decision to pay the premium of the GMC policy, either partly or completely, rests solely on the employer. If the employer wants, he can pay the premiums in full on behalf of his employees. Contrary to this, the employer might also ask his employees to bear the entire premium themselves or pay the premium partly.

Claim history reveals the risk exposure of the group, whether the health of the lives in the group is standard or sub-standard.

Yes, group health insurance policy are highly customizable. You can take the coverage based on your need and preference.

Co-payment benefit overall reduces the burden of premium on the employer. The claim amount is shared by the claimant upto the co-payment limit specified in the policy.