IRDAI License Number: IRDAI/INT/ISNP/2022/250

TERMS AND CONDITIONS

All the contents of this site are a property of EPOCH Insurance Brokers Pvt. Ltd., 403 - 404, 96, Siddharth Building, Nehru Place, New Delhi - 110019. All Rights Reserved.

EPOCH Insurance Brokers has created this website to provide general information for its users. By using this website and its contents, you are agreeing to be restricted by the governing terms and conditions of use without limitation or qualification.

EPOCH Insurance Brokers hereby permits you to copy and display the content herein, but this is strictly only for your personal or informational and non- business purposes. Nevertheless, the content of this website must not be copied or posted in any network computer or broadcast in any kind of media. In case you make any copy, it must clearly mention EPOCH Insurance Brokers as the original owner.

Please read the conditions carefully before using the website. EPOCH Insurance Broker can rightfully modify or change any of the terms and conditions at any time without prior notice or information. Therefore, it is recommended that you keep visiting this page frequently to review the updated terms and conditions you are bound to follow.

“By providing your contact details, you authorise EPOCH Insurance Brokers to take quotations and place policies with Insurance Companies on your behalf.”

Disclaimer

The information and contents provided on this website as displayed “as is” and without any expressed or implied warranties whatsoever. EPOCH Insurance Brokers takes no responsibility for the availability of, or the content location on any External Site or links. In no manner does it warrant that the functions mentioned in the content will be uninterrupted or error free, that defects will be rectified, or that this website or server providing this content are free of viruses or bugs. You(user) and specifically not EPOCH Insurance Brokers assume the entire cost of all necessary servicing or resolution.

EPOCH Insurance Brokers will not be accountable for the authenticity, compliance, copyright, legality or accuracy of any information or any interruption in service. The content and details mentioned here are not exhaustive or meant to be complete descriptions of all terms, exclusions and conditions applicable to the products or services, but are solely provided for general purposes.

There may be other websites linked to this website which are not maintained or controlled by EPOCH Insurance Brokers. EPOCH Insurance Brokers is not liable for the information displayed on those links or websites. You are advised to read the privacy policies of such linked sites, as these may have different terms and conditions.

Limitation Of Liability

EPOCH Insurance Brokers presents these information and website on an “as is” “when available” basis, without any kind of expressed or implied warranty of merchantability or correctness for a specific purpose or non-infringement. Under no situation will EPOCH Insurance Brokers be liable for any damages or for acts of negligence as a result of any information, defect, error, omission, delay or system malfunction concerning the website of EPOCH Insurance Brokers irrespective of whether EPOCH Insurance Brokers has been advised of any such probability.

EPOCH Insurance Brokers also takes no responsibility and will not be liable for, any damages to, or bugs/ viruses that may infect your computer system or other property as a consequence of your access to, use of, or browsing in this website or due to downloading of any information, data, text, images from this website. Visit to this website is subject to monitoring and use of this site constitutes agreement to monitoring.

No Warranties

EPOCH Insurance Brokers in no way makes any warranty or representation whatsoever, and is not responsible for any accuracy, completeness or functionality of any material on this website; as well as on websites or pages linked to this website. EPOCH Insurance Brokers does not endorse any information or products that may be publicised or mentioned on these sites. EPOCH Insurance Brokers reserves the right to change any information on this site without any prior notice.

Cancellation / Refund

Cancellation and Refund Policies are governed by the concerned Insurance companies. These details are readily available on their websites and in their detailed policy documents.

Warning

Any unauthorised access or use of protected databases or non-adherence of security measures on this website will be considered as unlawful activity and will account for violation of state and federal laws.

Jurisdiction

EPOCH Insurance Brokers intends no representation that information on this website are appropriate or suitable for use in any location unless otherwise expressed. Those who decide to use this website do so at their discretion and are solely responsible for adherence to local laws.

The information on this website may not be considered as an offer to sell or solicitation to buy any insurance product. It is clearly put forth that no insurance product is offered or will be sold in any jurisdiction in which offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Certain products and services may not be available in all jurisdictions.

Trademarks and Copyrights

All trademarks present on this website are the sole property of their respective owners. No content of this website should be considered as granting, by implication, estoppel, or otherwise, any license or right to use any trademark appearing on the website without the written consent of EPOCH Insurance Brokers or any such third party that may own the trademarks on this website. Any use of these trademarks or any content of this website by you, except as provided herein, is strictly prohibited.

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