Super top-up plans are designed to cover total of all hospitalization bills above the threshold limit. If you feel that you may be required to be hospitalized more than once a year from chronic diseases, it is best to buy a super top-up plan.
The premium amount would pinch much less than your normal health insurance policy and extremely beneficial when you save on a hugely draining amount as hospitalization charges.
Individuals can opt for a top-up or super top-up policy under the following circumstances.
If your regular health insurance policy has less than sufficient coverage. You can choose super top up to increase your coverage.
When budget is a constraint. The premium for a top-up or super top-up plan is cheaper than the premium for a normal plan with the same cover, thereby helps you save money.
