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Inbuilt cover means coverage which insurance cover which is attached to the main policy and does not need to purchase by paying extra premium. In this blog, we will talk about accidental damage inbuilt cover which comes included in the industrial all-risk insurance policy. Industrial all risks policy not only...

What is a room rent in Mediclaim insurance policy? Group Medical or health insurance policies provide comprehensive coverage. When choosing a health insurance policy, it is vital to go with a policy or insurer which offers maximum coverage. Having said that, the coverage in the policy is subject to certain...

Pre-existing disease clause in the health or medical insurance policy is defined as a medical condition which is present in a person before the inception of the medical insurance policy. Usually, when buying health insurance, the insurance companies ask to get a medical test done of the applicant to evaluate...

The congenital disease also known as birth defects is a medical condition which exists in a human body before birth. Such disorders in the human body are normally described by structural deformities are known as congenital anomalies meaning defect in the developing foetus. A congenital anomaly is further classified under...

Temporary total disability or TTD is a benefit coverage offered under Group Personnel Accident Insurance Policy. Under this type of disability, the policyholder is not able to perform wholly and continuously every task pertaining to his or her job or occupation. For example – a worker who hurts his back...