Blogs

Super top-up plans are designed to cover total of all hospitalization bills above the threshold limit. If you feel that you may be required to be hospitalized more than once a year from chronic diseases, it is best to buy a super top-up plan.The premium amount would pinch much less...

Certain health conditions are extremely severe and require extensive healthcare. It is a must to have a health insurance policy, however, even a health policy may not be sufficient to cover the expense of these critical illnesses. In such situations it is recommended to buy super top up plan that...

Case - I: Base Policy 5 Lacs and Super Top 15 LacsFor example, Mr. Gandhi gets hospitalized for some medical emergency costing him Rs. 12 lakhs. This amount is more than the total sum insured under his base plan of Rs. 5 lakh. In this case, he can claim only...

The Insurance Regulatory and Development Authority of India (IRDAI) in 2018 stated that, as on March 31, 2018, the total unclaimed amount stood at Rs 15,166.47 crores. It becomes clear that not all, who have taken life insurance policies, have informed the same to their family members.You life’s hard earned...

Smoking is not only bad for your health but also it can cost you a fortune on your life insurance premiums. As per Insurers, risk of smoking such a great health hazard that they charge premiums as high as a third more for a 30-year-old smoker than they would for...